ASA-Annual Report

 

 

ASA has been working for the poor since a long time and in the mean time ASA has expanded its microfinance activities throughout the country. So it is really difficult to present a total overview of ASA in a piece of paper. In spite of all difficulties a table is made where the statistics regarding groups, borrowers, branches, areas, divisions, credit volume, loan realization, loan outstanding, savings volume etc. are available.

 

The coverage of ASA includes 378 thanas under 61 districts. It is working through 824 branches. It has 1,204,938 group members. The saving of group members is now Tk. 1,607,267,134 and the amount of total credit disbursement is Tk. 29,638,230,929. The percentage of loan recovery is 99.90%. It has 5,347 credit program staff. The table, which is a complete picture of ASA up to 31st December 2000, is given below:

1

Group (presently used as collection place)

61,361

2

Borrower

: Small

1,064,074

 

1,128,693

: Small business

64,619

3

Branch 

824

4

Area

159

5

Division 

20

6

District (government) 

61

7

Disbursement during the year (principal amount) 

7,780,364,000

8

Realization during the year (principal amount) 

7,489,116,155

9

Outstanding (principal amount, end balance) 

3,985,598,017

10

Savings (end balance) 

1,607,267,134

11

Recovery rate 

99.90%

12

Staff member (microfinance only) 

5,347

13

Income 

1,054,476,627

14

Expenditure (Including cost of fund, Bad debts, Imputed cost)

851,686,493

15

Financial self-sufficiency (FSS)

123.81%

Note: Figures of 2000 are provisional.

 

CONTENTS: * The Profile of ASA  * ASA Organogram * Message for ASA * A Few Words

* Preface * ASA : A Cost-effective Sustainable MFI * ASA : A Self-reliant * Development Model

* Sources of Fund * ASA Microcredit and Microsavings Program * ASA Insurance * ASA Abroad

* Microfinance Training in ASA * ASA Consultancy Service * ASA-NGO Partnership Program

* Financial Analysis-2000 * Research and Publications * Public Relations * ASA at a Glance 2000

* ASA Plan for 2001 * Where ASA Works 

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