ASA

The time has come to assess our achievements and failures of the last one-year of our activities. We are particularly concerned about our failures. If we can identify the causes of our failures, it would be easier for us in future days to overcome them. ASA is an organization, which has come forward with its helping hand to help poor people of this country, who live in below poverty line specially members of the womenfolk have been getting financial assistance from ASA from the day of its inception.

The innovative management of ASA characterized by low-cost, simplicity and standardization has enriched outreach very rapidly. The similarities of ASA office structure from the central office to the field level and the model of ASA microfinance self-sustaining development program do not cause ASA’s involvement very bulky at all. Minimal expenses and maximum efforts have been enforcing the program to expand where it did not reach yet.

The most outstanding feature of such financial help is that ASA does not keep any collateral security from any one. So, any poor individual having nothing to offer as collateral security can take loan from ASA and be successful in profitable investment, if he/she can work hard.

The Loan-scheme as envisaged by ASA is very easy. Anybody applying for a loan can get it very easily and within a short time. Formalities and procedures followed by ASA in granting loan to applicants are very simple.

All personnel associated with ASA irrespective of their official status feel that they are members of a joint family and work accordingly to help the poor to overcome their poverty. The commitment and determination of the staff members of ASA are the sources of the spirit to go forward to reach the target. Good wishes of those in touch with the institution such as general body members, governing body members, borrowers and many other national and international institutions are always with ASA. Thus the total spirit has been functioning well.

The administrative setup and function of ASA is so well organized that any hindrance or bottleneck anywhere can be detected and removed quickly.

Sometimes the spirit of ASA is impeded by such factors as theft, robbery, natural calamities and overall the misuse of loan money. In spite of all these hindrances, ASA never looses confidence and goes ahead with its program to ameliorate the distress of suffering humanity.