ASA Leadership |
 ASA's leadership has continued to redefine microfinance.
ASA was the first MFI, for example, to borrow from a commercial bank at
commercial rates. ASA is able to absorb financial cost at commercial rates
because the fundamentals of the ASA Model serve to streamline operations,
allowing branches to generate profits within 9 months of establishment.
The recently approved US$ 20 million World Bank-IDA loan through PKSF for
expansion of service underlines the soundness of ASA operations and ASA's
ability to undertake bold growth initiatives. But ASA is also very active
in promoting the growth and stability of the microfinance sector as a whole
by adapting the ASA Model to various environments in other countries while
achieving similar success. | |
| ASA philosophy | financial responsibility | decentralized management | |