Any client can participate in this product; an installment based deposit with fixed return usually higher than regular savings but close to fixed rate of return

0.1% except Small (male) loan which is 0.05%  

Non-refundable but in case of death of Borrower or Borrower’s spouse, the total outstanding is written off

Continue throughout life as borrower

Cash before disbursement

All Basic Loan Clients’ must contribute and participate in this product

BDT 10 or US$ 0.15 per week, BDT 50 or US$ 0.72 per month but BDT 10 or US$ 0.15 per month for Hardcore Poor Loan 

Refundable with 4% interest but 6 times the amount of balance paid in case of client’s death

Eight Years

Cash with loan installment

Spouse or Family Head of Female clients’ may participate in this product

BDT 10 or US$ 0.15 per week  

Refundable with 2% interest but 3 times the amount of balance paid in case of client’s death

Four Years 

Cash with loan installment